How to economically meet the New Year 2013 - how to save in the New Year
The arrival of the New Year holidays is eagerly awaited by all people without exception. The very expectation of this wonderful pore creates a pleasant atmosphere and brings the feeling of a fairy tale when any dreams come true. But such a tale can be overshadowed by large unnecessary and unreasonable wastes that can hit the family budget. Women love to create a magical holiday, with the help of all kinds of delicious treats, a variety of gifts. Only then, after the celebration, they realize that many purchases could be avoided. Here are some tips that will help you in preparing for the big holidays and will prompt you how to economically meet the New Year 2013.
Cost plan for the
holidays Begin by drawing up the most accurate cost plan that will be required for the New Year holiday. First determine which budget amount will be optimal. Make a list of gifts, food, alcohol, toys, etc. Think about which of your relatives and friends you will surprise with gifts. But in this bustle do not forget about the remaining necessary expenses, not related to the holidays( utility bills, payment for study or treatment).Otherwise, you just may not have enough money for these purposes.
The amount that you have determined for the celebration of the New Year, should be postponed in advance. You can not be insured against situations where you may run out of funds, and you will be forced to borrow them. Make lists for yourself before you go shopping. In one of them, indicate the goods that must be purchased in the first place, and in other goods, without which you can still do.
Compare prices
When buying, please note that prices in different stores may vary. In some store, the goods are cheaper than in the other. Therefore, you should not make purchases in one store, but rather in several. In order to find out better the price policy of different stores, you should first just walk on the points to price a little. Only then determine for yourself, where will buy more profitable this or that product. And already then make a quiet purchase.
It is not necessary to buy an expensive gift, and even more so if you do not have a lot of money. Attention and a good attitude towards a person can be expressed through an inexpensive gift. You can even give a postcard, which will be a good sign of attention. To postpone the purchase of gifts for a long time, too, do not. To avoid rash shopping, again, it is better to use the list of gifts, which make up in advance.
Learning to save
Products such as spirits, sweets, various canned products do not deteriorate, and therefore they can be purchased earlier. This saves you, as the prices for most products usually on public holidays are much higher in many stores and retail chains.
You can save money on decorating gifts, which you can do yourself. Presents to children can be put in a colorful box made by themselves. If you can sew, then you can make beautiful red boots made of fabric.
When shopping, it's so hard to resist not to buy any new bright shiny decorations for the Christmas tree. Maybe it's worth reviewing New Year's decorations at home. For example, for children this pastime will bring a lot of pleasure. Perhaps you have left from the last holiday enough toys and tinsel.
Only with the purchase of live spruce is not worth saving, because a poor-quality tree can quickly crumble and cloud the sensations of the holiday. An excellent option will be if you buy an artificial Christmas tree. It is better to spend once than to buy a Christmas tree every year.
Planning to help
If you have decided on the required amount, then postpone them in advance. It is best if the required amount is already available in early December. In connection with the existing delays in wages, do not expect to receive it before the holidays. And to expect to celebrate in debt is not necessary, becauseunder the New Year usually do not lend. Plan the expenses before the celebration. Make two lists before you make purchases. In the first, indicate the list of goods and services that are required for the celebration. In the second list, note the not absolutely mandatory purchases. But they can be done if the money remains, when you get everything from the first list. The best option is if you can get everything from the first list of purchases, while adding one or two items from the second list.
Of course, the New Year is a holiday in which one does not want to think about various problems, but want only to enjoy the magic atmosphere. But then you will thank yourself for the prevalence of a sound mind that will help you save money.